One household. One strategy. Every account rowing together.
The wealthy don't pick stocks over breakfast. They write a policy, hold the course, and let a CIO keep every account aligned to it. Merger Invest is that discipline, engineered for two names instead of nine figures, and open from the first $1.00, so the two of you never invest at cross purposes again.
Two seats feed one engine. The policy inside does the compounding, and the flags are yours to name.
Illustrative, not a performance claim
The trading desk
The screens Wall Street stares at. Finally in the house.
Family offices don't get better luck. They get better screens: every position in one view, analyst context on tap, and a desk that turns market noise into what it means for us. This is that desk, being wired for your household now.
This is your house-fund engine. The auto-invest lands here every month. Boring on purpose, and around here that is a compliment.
Finn reads the full analyst spread on every name you hold, and flags when the crowd agrees a little too loudly. Live analyst data is being wired in.
A real order flow with the slot machine surgically removed. Both names, one shared ledger, every fill visible to you both.
What it means for you two: a warm front across tech moved your household in this illustrative book today, and cooling volatility is quietly helping the plan. Nothing here needs action before Sunday.
Illustrative market figures shown for preview. Educational content only: not investment advice, not an offer or recommendation to buy or sell any security.
The velvet rope, removed
This desk used to start at ten million. Yours starts at one dollar.
The discipline was never expensive. The door was. Same screens, same written policy, same staff-grade intelligence, sized for a household instead of a dynasty.
Single-family office minimum. Invitation only. Your name was never on the list.
Merger Invest. Two seats, day one, and the whole desk behind you.
Same discipline. Same screens. Minus the minimum.
Autonomy, engineered in
The fund runs the plan. Your hand stays on the wheel.
Joining Merger is not handing your money to a committee. The machinery of a family fund runs your core, and each of you keeps a sleeve that answers to no one. Discipline where it protects you. Freedom where it belongs to you.
Merger Invest · In buildIllustrative preview. Nothing here is live, and no figure is a performance claim.
- The policy runs it. The strategy you two wrote, executed without moods.
- Auto-invest on schedule. The sweep engine feeds the plan on schedule, every month.
- Drift corrected, together. Nothing rebalances without both approvals.
- Your picks, your timing. Act on your own conviction, no committee, no permission slip.
- A sleeve for each of you. Two names, two free hands, one honest ledger.
- Finn gives context, never orders. Ask anything before you act. The decision stays yours.
One shared book. The core, both sleeves, every move: it all lands in the same ledger you both read. Autonomy without secrets.
Wealthy families write the strategy down. It’s called an IPS.
Every family office runs on an Investment Policy Statement: a short, written contract with yourselves. What you hold, why you hold it, when you rebalance, and what you ignore. It is the reason the wealthy don’t panic-sell and don’t chase.
Merger Invest is being built around a household IPS you write together on a Money Date, in plain language, enforced by the platform ever after.
- Hold
- A total-market index core, with bonds sized to our horizon.
- Rebalance
- When any sleeve drifts more than five points off target.
- Add
- Every payday, automatically, before we can spend it.
- Ignore
- Headlines, hot tips, and the urge to time the market.
Written together · Sunday, on a Money Date · Enforced by the desk
The CIO function · Drift discipline
The quiet job that separates wealth from luck.
Allocation monitored daily against your written policy. Both accounts, one lens.
Cross your corridor and the desk drafts the correction. Numbers, not noise.
Nothing moves without both of you. Two taps, and the household is back on policy.
The CIO playbook, translated
What nine-figure desks do. What yours will do.
Every position across both names in one performance view, priced and measured against the plan, not the news.
At a family office: the quarterly book, prepared monthlyDecisions get made once, calmly, on paper. The platform executes the paper, not the mood.
At a family office: the IPS on the CIO's wallRebalancing on thresholds you set, suggested automatically, executed only with both approvals.
At a family office: the standing rebalance mandateThe sweep engine stages cash into the plan on schedule. Compounding runs on rails, not memory.
At a family office: the treasury-to-CIO pipelineProgress measured against your long-horizon goal, not this quarter. The desk keeps both of you pointed long.
At a family office: generational patience, enforcedAsk why you hold what you hold and get the answer from your own policy: reasoned, sourced, in plain language.
At a family office: the analyst who explains the bookMerger Invest is in active development and not yet available. Every capability shown here is illustrative of the planned platform.
The end of the search
You've tried investing every way but together.
The hot-tip era. The two-apps era. The advisor who charged 1% for one annual phone call. Every version was missing the same thing: a written strategy both of you own. This is where the search ends.
In buildMerger Invest is in active development and not yet available. The timeline shown is illustrative.
Stock tips, gut feels, and one partner quietly DIY-ing.
Outgrown, 2018Two accounts, two strategies, zero coordination.
Outgrown, 2021A fee every year for a phone call and a PDF.
Outgrown, 2024One written policy, two names, a desk that holds the course.
The last switchAsked and answered
The questions every couple asks about investing. Answered straight.
In buildMerger Invest is in active development. These answers describe how the desk is being built, and any figures are illustrative.
“Right” means aligned to a written policy: your mix, your horizon, your thresholds. Merger Invest is being built to measure every position against the policy you two wrote, so “are we right?” becomes a number, not a 2 AM worry.
Because every brokerage treats you as strangers. A household desk treats both accounts as one book: one strategy, placed across two names, rowing in the same direction.
What you actually wanted from that 1% was discipline: a policy, drift checks, and a calm voice. Merger Invest is being built to deliver the discipline, included with the membership you already hold.
Your policy says. Cross the drift corridor you two set and the correction is drafted automatically, executed only when you both approve. No punditry required.
Finn reads the book like a CIO. Out loud, in plain English.
Every brokerage you’ve used could execute a trade. None of them could explain your portfolio to you. Merger Invest is being built with Finn at the desk: watching drift, pacing your horizon, and answering “why do we hold this?” from your own written policy.
- The policy desk. Drift measured daily against your corridor, corrections drafted before you ask.
- The autopilot. Sweep-engine contributions staged on schedule, so compounding runs on rails.
- The horizon keeper. Progress paced against your long-term goal, translated into sentences a human enjoys reading.
The spec sheet · Built in the open
On the drafting table right now.
The working scope of Merger Invest, published the way we build it: honestly. Members will be first through the doors, with their household policy already written.
Blueprint preview. Merger Invest is in active engineering; details may evolve before the doors open. Nothing here is investment advice.
Investing that knows the date it’s for.
Join now, build the ritual, and when the Invest wing opens you’ll walk in with your household policy already written, and every dream already carrying a date.
Request your keys